FSP 3007
FSP 16489
You are the focus of our business: your life, your family, your future.
A secure financial future starts with listening. We cut through the financial jargon to build a practical plan tailored to your personal circumstances. This is the start of our journey together—protecting your hard-earned assets and paving the way to true financial freedom.
Under the leadership of Marné Steyn, our advisory team integrates short-term insurance, life cover, medical aid, and retirement planning into one cohesive strategy. MS-Group is the strategic umbrella brand behind Spectrum Brokers and TSB Thinus Steyn Brokers, delivering unified wealth and risk solutions under a single client experience.
Strategic Wealth, Risk & Insurance Management
We offer a comprehensive suite of specialised financial services tailored to individuals, families, and business owners. By aligning your short-term protection with your long-term investment goals, we create unified strategies that deliver total financial certainty and measurable growth.
Comprehensive cover for individuals and businesses:
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Personal Lines
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Commercial Lines
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Specialised Insurance: Transport, Property/Body Corporate, Agriculture, Contract Works, Directors Liability, Engineering & Construction, Professional Indemnity
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Protect your family with cover tailored to your needs and budget:
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Life Cover
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Disability Cover
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Critical Illness
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Income Protection
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Education Cover
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PPS for Professionals
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Essential protection for business continuity:
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Key Person Insurance
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Buy & Sell Agreements
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Attract and retain top talent with:
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Group Health Benefits
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Group Risk Benefits
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Pension Funds
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Personalised investment strategies for:
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Regular savings
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Lump‑sum investments
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Children’s investments
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Tax‑efficient planning (CGT & income tax considered)
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Plan confidently for retirement:
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Pension selection & setup
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Pension reviews & consolidation
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Pre‑retirement investment strategy
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Annuities & drawdown advice
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Access South Africa’s leading medical scheme:
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Wide range of medical aid plans
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Tools to manage your health
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Vitality rewards for healthier living
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Low‑cost, high‑value protection for hospital shortfalls not covered by medical aid.
Affordable day‑to‑day and emergency healthcare cover designed for every South African.
Ensure your wishes are honoured and your family is protected:
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Asset assessment
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Retirement & investment alignment
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Insurance integration
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Referral to specialist will‑writing services
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"Life's uncertainties don't wait for a convenient time.
We design the risk, health, and investment structures you need today, so your tomorrow is entirely within your control."
We navigate your financial journey through six structured phases:
Phase 1
About You
We analyse your current assets, liabilities, income, and tax position to get a complete picture of where you stand today.
Phase 2
Your Goals
We evaluate your long-term aspirations, capacity for loss, and investment risk tolerance, while establishing clear, transparent advisory fees.
Phase 3
Analysis
We benchmark your current financial reality against your future targets to outline our core recommendations.
Phase 4
Your Route
We present your formal Personal Financial Plan, mapping out the most efficient, structured way to utilise your resources.
Phase 5
Implementation
We benchmark your current financial reality against your future targets to outline our core recommendations.
Phase 6
Continuous Review
We schedule regular updates (annually or as required) to track your progress and make proactive adjustments to keep your goals on course.
Professional Guidance.
Built on Lifelong Relationships.
We provide sophisticated, highly personal financial planning and insurance services with a human touch. Our reputation is built on delivering professional guidance honestly, fairly, and with absolute integrity to a select group of individuals and businesses.
We focus on establishing strong, lifelong relationships built on a deep understanding of your long-term goals and concerns. Our qualified, competent team is dedicated to giving you total confidence in your choices regarding risk, investments, and retirement options.
Ready to take the next step? Call us today or complete our short enquiry form.
083 321 4385 / 016 423 1160
122 General Hertzog Road
Three Rivers, Vereeniging